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Stated Income Loans

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Stated Income Loans: The Solution you have Overlooked.

no income loansHave you ever needed funding yet you cannot verify your income? Life becomes tough in such times because you might lack a way out. You might think you are stuck, but there is a solution for you in form of stated income loans.

Stated Income Loans: What are They?
A stated income loan requires you to state your income on the mortgage application without the obligation of verifying it. This means you don’t have to submit your W2’s, tax returns or pay stubs for the lender to consider your application. Once you state your income, the lender compares this with a national salary database to determine whether you qualify or not.

What are you set to Gain?
You can apply for a stated income loan to fund a commercial or residential property. For instance, you can apply for the loan to fund 1 to 4 family investment properties. Additionally, lack of verification makes the whole process short and convenient for you.
However, there is a small catch in the whole arrangement…
For you to get this loan, you need to provide some amount as down payment. Some lenders will require you to offer some equity instead. This is why you need professional help. Our stated income product requires a 25% down payment and a minimum 650 credit score.

How do we Fit In?
One of the vital concerns when considering stated income loans is the product. You need a company who understands your needs, and who will help satisfy them at reasonable terms. We have the product you are looking for. With networks all over the country, we help match your needs with the most suitable program available. We don’t stop there – we go ahead to help you with the application process. In fact, we assist you get your loan at the first attempt to avoid loss of time and resources.

A few things to keep in mind.

  • No limit of number of properties owned
  • No Tax Returns
  • Loans to $2 Million
  • 1-4 Families + Condos
  • 5+ Unit Multifamily & Mixed-Use
  • Office, Retail, Warehouse, Self Storage, Automotive Service ( No gas stations).
  • Lending in Continental United States
  • Call for Terms and Pricing

Do not hesitate and give us a call or submit a request using the form below. We are here to help. Call us at 800.842.2910 or email us by clicking here.

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