Need Mortgage Help?
(800) 842-2910
Fast Mortgage Rate Quotes

Bank Statement Mortgage Program

Bookmark and Share

bank statement programBeing self employed and getting a mortgage is just not as easy as it used to be. Before the real estate crash of 2008 self employed people were able to state their income n the mortgage application and that would be the end of it. unfortunately things have change and now it is much harder to get a loan if you are self employed or just not showing the income on your tax-returns. with this being said we offer 2 types of programs for such individuals, the No Income check mortgage which carries a higher interest rate and also has pre-payment penalties and much have a 30% down payment. we also offer a bank statement program and we use the deposits over a period of time to calculate your income. the rates are cheaper than the traditional no income check mortgage and there are no pre-payment penalties. see below:


  • Min. FICO 640
  • Loans up to $3M
  • Max. cash out $2M
  • Bank statements with or without asset amortization
  • Bank statements for the most recent 12-month period required
  • Personal or business bank statements allowed
  • W-2 co-borrower is allowed with income and employment fully verified
  • Retirement income usable with verification (1099, award letter, etc.)
  • 15- and 30-year fixed, 5/1, 7/1, 10/1 ARM. Interest only available on ARMs*

Contact us for more information at (800) 842-2910 or email us here.

Get a Fast Rate Quote!
Fast Quote

cforms contact form by delicious:days

Mortgage Rates